Privacy Policy

Who we are

Our website address is: http://moneymoat.in.

Please read MoneyMoat.In privacy policy before using blog or submitting any personal information. By using the blog you are accepting the privacy policy of MoneyMoat.In.

What personal data we collect and why we collect it

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Analytics

• We, along with third-party vendors such as Google use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions and other ad service functions as they relate to our website.

Your contact information

We respect your right to privacy and will protect it when you visit our blog. MoneyMoat.In has contact information (including e-mail addresses and/or Mobile numbers etc.,) for specific sections. If you send any correspondence to us, your email address will be used to fulfill your specific requests, unless you give us permission to use it in another manner like adding to our mailing list.

The emails exchanged between blog visitors and MoneyMoat.In Team is for information and knowledge sharing purpose only. The suggestions & recommendations on any financial products/services that are mentioned in emails are for information purpose only. We request Blog visitors to consult Investment Advisors before taking any decision on Investments.

• If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
• We request our Blog readers not to share Confidential information like Bank account, PAN number, Mobile numbers, Contact Addresses etc., while commenting to Blog posts or in our Forum section. If such details are shared on our website, we are not liable for any consequences.
• We do not make or send ‘unsolicited’ phone calls / emails. In case, you receive any such emails/calls, kindly bring to our notice immediately, through our Contact page.

Google Adsense

• We, along with third-party vendors such as Google use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions and other ad service functions as they relate to our website.
• To understand how Google uses information, you can visit this link.
• For our users in the European Economic Area (EEA), we have configured our Google settings to serve only non-personalized ads to such users. Such non-personalized ads are targeted using contextual information rather than the past behaviour of a user. Although these ads don’t use cookies for ads personalization, they do use cookies to allow for frequency capping, aggregated ad reporting, and to combat fraud and abuse. If you are user from European Economic Area (EEA), by continuing to use this website, you permit such usage of cookies.
• Third party vendors, including Google, use cookies to serve ads based on a user’s prior visits to MoneyMoat.In or other websites
• Google’s use of advertising cookies enables it and its partners to serve ads to users of this site based on your behavior on moneymoat.in  and/or other sites on the Internet.
• Opting out:
  • You may opt out of personalized advertising by visiting Ads Settings. You can also opt out of a third-party vendor’s use of cookies for personalized advertising by visiting www.aboutads.info.)
  • • If you want to prevent your data being used by Google Analytics, you can use Google Analytics Opt Out Browser add on.

• Visitors of the third-party vendors and ad networks serving ads on your site.
• Third-party vendors, including Google, also use cookies to serve ads on our site based on a user’s prior visits. Google’s use of the DART cookie enables it and its partners to serve ads to our users based on their visit to our site and/or other sites on the Internet. Users may opt out of the use of the DART cookie by visiting Google ad and content network privacy policy.
• If you have any questions, concerns or comments regarding our privacy policy you may contact us (email to admin@moneymoat.in). This Disclaimer/privacy policy is reviewed and revised from time to time.
• We use cookies to personalize content and ads, to provide social media features and to analyse our traffic. We also share information about your use of our site with our social media, advertising and analytics partners who may combine it with other information you’ve provided to them or they’ve collected from your use of their services.

Advertising

• Ads appearing on our site may be delivered to Users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile non personal identification information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This privacy policy does not cover the use of cookies by any advertisers.

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Disclaimer

• Posts / articles presented in this website / Forum are purely for information purpose. Users / investors are advised to take investment adviser’s help before buying or selling any financial product.
• Opinions expressed herein are opinions of Mr.P R Mohan Reddy. Articles published on this blog are believed to be from reliable sources and we make no representations for their accuracy or completeness. Kindly check with your investment advisor before taking investment decisions.
• The company or firm makes no commitment to update or correct any information that appears on the internet or on this website or Forum.
  The company will not be liable for any indirect, consequential or incidental damages, including but not limited to loss of profits or revenues, business interruption, loss of data arising out of or in connection with the use, inability to use or reliance on any material contained in this website or any linked site.
• Links to third-party web sites are provided for convenience only and do not imply any approval or endorsement by the company of the linked sites, even if they may contain the company’s logo, as such sites are beyond the company’s control. Thus, the company cannot be held responsible for the content of any linked site or any link contained therein.
• The company controls and operates this website from India and makes no representation that the materials are appropriate or will be available for use in other locations. If you use this website from outside the India, you are entirely responsible for compliance with all applicable local laws.
• The names,copyrights,trademarks, some images etc mentioned in this website belong to the respective companies.
• The company does not assume any obligation to monitor the information that you may post or comment in this website.
• The views / comments expressed and posted by blog visitors’ are their personal opinions. We can not be held responsible for those comments.
• The owners’ of this website may derive income from this website through their association with Google adsense and any other similar programmes. We cannot and does not control the advertising selection or content. Please do the appropriate research before participating in any third party offers.
• The owners’ of this website may derive income from this website through their association with Google adsense and any other similar programmes. We cannot and does not control the advertising selection or content. Please do the appropriate research before participating in any third party offers.
• Any references to third party products, rates, or websites are subject to change without notice. We do our best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published.
• The comments exchanged between blog visitors and us in ‘Post comment’ & Forum Sections are for information and education purposes only. We will not be liable for any losses that may be caused directly or indirectly by circumstances beyond our reasonable control or on account of our good faith decisions or actions. We suggest our blog readers to consult  registered investment advisers or experts in respective fields while taking investment decisions.

If there are any questions regarding this Privacy policy / Disclaimer, you may email us at: admin@moneymoat.in