In this post you can find all topics related to Bank of Baroda Debit Cards. BOB Debit Card holders often need some help in few cases. I am going to cover the following topics in this BOB ATM Cards Complete Guide.
- Different Types of Baroda Debit Cards & Its Features
- How to Apply for Baroda ATM Card
- Documents Required to apply for a Debit Card
- Bank of Baroda Debit Card Charges
- How to Generate or Change Bank of Baroda Debit Card PIN at ATM Machines, Online & through SMS
- Block Bank of Baroda Debit Card
- Unblock Bank of Baroda ATM Card
- Bank of Baroda Debit Card Customer Care
Types of Bank of Baroda Debit Cards
Bank of Baroda offers wide range Debit Cards with different features and benefits. These cards enables you to do cashless transactions at merchant outlets in India and abroad, make online purchases through internet.
- Visa Electron Card
BOB Visa Electron Card cash withdrawal limit is Rs. 25,000/- per day. Shopping limit is Rs. 50,000/- per day. Visa cards are best for international transactions.
- VISA Platinum Chip Card
It is an International Debit Card variant offered by Bank of Baroda. It offers per day higher limits for premium category. You can withdraw up to Rs 50,000/- per day at all Visa member bank ATMs all over the world bearing VISA logo. Purchase limit of Rs 2,00,000/- per day at POS/e-commerce.
- RuPay Platinum Card
Bank of Baroda Rupay Platinum ATM withdrawal limit is Rs. 50,000/- per day. You can swipe this card for up to Rs 1,00,000/- per day at POS or e-commerce. It also offers accidental insurance upto 2 lacs. Free domestic airport lounge access is an add on benefit with this card. If you pay utility bills with this card, you get 5% cashback.
- RuPay Classic Card
ATM cash withdrawal is Rs 25,000/- per day. You can spend up to Rs.50,000/- per day at POS. This card is accepted only at secured PIN based POS machines. Baroda Rupay classic card holders are covered with accidental insurance up to 1 lacs. Available to all customers eligible for debit card issuance.
- Baroda Master Platinum Card
It is an internationally accepted card variant. Cash withdrawal Rs. 50,000/- per day at ATM. Shopping limits of Rs. 1,00,000/- per day at POS or e-commerce.
- Master Classic Card
BOB Master Classic Card ATM withdrawal limit per day is Rs 25,000/-. You can purchase up to RS 50,000/- per day at POS/e-commerce merchants wherever Master Cards are accepted in India. Online transactions are more secured with PIN and CVV2 provided with this card.
How to Apply for Bank of Baroda ATM Card Online
You can apply for Baroda ATM Card online using Baroda M-Connect App or Bank of Baroda Internet Banking Portal. In this post i am going to explain how to apply for BOB Debit Card on Bank of Baroda Mobile Banking App in step by step manner. I assume you already know how to access this app.
Step 1: Open the app and login. On the dashboard, you can find ‘Request Services’ option. Tap It.
Step 2: In the following screen, tap on ‘Debit Card Request’ option. Next, choose the account for which you need an ATM card.
Step 3: Now you will see all types of debit cards offered by BOB once you tap on ‘Card Type’ drop down option. Choose the one you want based upon your requirement.
Step 4: On the next screen, it will display your account number, card type you choose, card delivery address and customer name on card. You can change the card type and you can also check the card features by clicking on ‘I’ option next to card type. After verifying the particulars, tap on proceed.
Step 5: Next check and confirm the details. Once click on Confirm, it will ask for mPin. Just enter mPin for final submission of BOB ATM Card request online.
Now you have successfully applied for Bank of Baroda Debit Card Online.
Documents required to apply for BOB Debit Card
You can apply for BOB Debit Card at branch by submitting following documents
- Application Form
- Bank Passbook
- Identity Proof
- Passport size photograph
Download the application form from above link and carry other documents mentioned above for smooth completion of Debit Card application.
Bank of Baroda Debit Card Charges
Here you will find all the debit card related charges in a table format as on writing this post. You can check up to date charge details @ BOB Debit Card Charges under ‘Digital banking product related charges’ section.
| Debit Card Issuance Charges | For VISA & Master Card Variants | Rs.150 + GST |
| For Rupay Card Variants | Rs. 50 + GST | |
| PMJDY Cards | No Issuance fees for PMJDY card variants. | |
| Debit Card Annual Fee | For Classic Variant | 1st Year Free & Second Year onwards Rs.150/- + GST |
| For Platinum Variant | 1st Year Free & Second Year onwards Rs.200/- + GST | |
| RuPay PMJDY RuPay KCC RuPay Mudra |
Government Sponsored Schemes – Fee Exempted | |
| Debit Card PIN Regeneration | For VISA & Rupay Variants | Rs.50/- + GST per regeneration |
| For Master Card Variants | Rs.75/- + GST per regeneration | |
| RuPay PMJDY RuPay KCC RuPay Mudra |
Government Sponsored Schemes – Fee Exempted | |
| Debit Card Other Charges | Charge –slip retrieval charges | Rs.400/- per retrieval. |
| Surcharges for Rail Tickets and Petrol / Fuel / Gas Stations | Rs.10/- + GST | |
| Replacement of Lost Debit Card | Rs. 200/- + GST | |
| ATM Usage Related | Number of Free OFFUS transactions | Metro ATM-3, Non Metro-5
(No. of Free Transactions in Other Bank ATMs) |
| ATM charges after free OFFUS transactions | For Financial Transaction | Rs 20/- +GST per transaction
(Cash Withdrawals and Funds Transfers etc.,) |
| For Non – Financial Transaction | Rs. 10/- +GST per transaction
(Balance Enquiry, PIN Change, Etc., |
|
| ATM International Usage Charges | Cash Withdrawal | For classic variant : Rs. 250/- +GST For platinum variant : Rs. 450/- +GST |
| Balance Inquiry | Rs. 30/- + GST |
These are all the BOB debit card and ATM charges.
BOB ATM Pin Generation at ATM Center, Online & Through SMS
You can generate Bank of Baroda debit card pin for BOB debit card only at ATM center. You cannot change BOB Pin online or though SMS. Follow the steps explained below to generate pin for new atm card or reset pin number for existing debit cards in case of forgot debit card pin.
Step 1: Visit your nearest BOB ATM center. Insert your ATM Card and select “Set/ Re- Generate PIN” option on the screen.
Step 2: Enter your account No. then Re-enter your account number and OTP received on your registered mobile number.
Step 3: Once these details are verified, you will br prompted to set new PIN Number. Now you can use your new pin for any atm transactions.
Note: For this process to work, you must have registered your mobile number with your bank account. If not, please contact your Bank of Baroda branch for registering mobile number.
In case, you are not able to generate Debit Card PIN, please contact branch or call contact Center helpline 1800 102 44 55 for requesting physical PIN mailer.
How to Block BOB ATM Card
If you have lost bank of baroda atm card, you have to block / hotlist the card immediately. For this purpose, you can contact BOB support team to report loss or theft of your card. You can also hotlist bob debit card on mobile banking app and internet banking portal.
Helpline Numbers:
Toll Free Number (24×7): 1800 220 400
Contact Centres (24×7): 1800 102 4455
You need to provide your credentials (Account Number, Card Number, Date of Birth and Address) to confirm your identity and ownership of card.
Internet Banking Portal:
You can hotlist bank of baroda debit card through BOB Internet Banking Portal.
Login to the bank of baroda internet banking portal.
Click on Services > Under ‘My Accounts’ Section > Debit Card Blocking.
Now select the card to block and enter internet banking user id and transaction password to confirm card block.
Mobile Banking App:
Login to the app.
Tap on ‘Request Services’ > Debit Card Hotlisting
Now select the debit card that you want to hotlist and confirm the card block.
Unblock Bank of Baroda ATM Card
BOB ATM Card will blocked in 2 cases.
Soft Blocking: If you have entered PIN number wrongly for 3 times at ATM within 24 hrs, debit card will be blocked for next 24 hrs. In this case, card will be unblocked automatically after 24 hours.
Hard Blocking: After 12 attempts of wrong pin in a MONTH debit card will be blocked permanently. In this case, you can only request for card replacement through following customer care number or through bank branch.
Bank of Baroda Debit Card Customer Care
ATM/Debit Card Users can call the following numbers for any kind of support and reporting.
Toll Free Number (24×7): 1800 220 400
Contact Centres (24×7): 1800 102 4455
FAQs on Bank of Baroda Debit Cards
1. What is eligibility criteria for debit card issuing?
Ans: The Card can be issued to Individuals with Savings, Current and Overdraft accounts. In case of joint accounts, the account holders should give mandate to operate account as ‘either or survivor’ to get eligibility for the card. The card can be issued to any one of the account holders or to all the joint account holders.
2. Did BOB debit ATM charges even for balance enquiry after eligible free transactions in other bank ATMs?
Ans: Yes. If you have exceeded the free atm transaction limit in Metro ATM-3, Non Metro-5 in other bank ATMs, you be charged Rs.10 + GST for Bank of Baroda Balance Check.
3. I lost my Debit Card. Do i need to pay charges for card replacement?
Ans: Yes. To replace lost debit card, you be charged Rs. 200 + GST.
4. Can i link my other accounts to the atm card that i currently have?
Ans: Yes. You can link up to 9 accounts held by you. You have to submit request letter for linking of multiple accounts to your existing debit card to your home branch.
5. How many transactions are free for Current Account holders at other bank’s ATM Machines?
Ans: None. If you a ATM for current account, you need to do transaction on BOB ATM Machine only. There are no free transactions for transactions done at other bank ATM.
This is all about Bank of Baroda Debit Cards related issues. If you still have any problems with regard to BOB ATM Cards, please comment below. I Can Help… Thanks…!
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